Health Insurance

Health insurance covers the cost of medical care for you and your family. If you work and pay income tax in the Netherlands – and you are over eighteen years of age – you are subject to Dutch social security legislation, which means you are obliged by law to take out health insurance. You must have a Dutch insurance policy that provides coverage for health care costs and meets the requirements of the Dutch Health Insurance Act (Zorgverzekeringswet). Do you already have health insurance in your own country so you figure you don’t need an additional policy? Not so fast. You still have to take out health insurance in the Netherlands. It is compulsory for you to have Dutch health insurance for the whole time that you work in the Netherlands.

What do you need to do to take out health insurance?

Every health insurance provider is obliged to insure you under the basic health insurance package. Your health and age are irrelevant. The health care covered by the basic health insurance package is the same for every health insurance provider. The cost of premiums may vary depending on the provider, so do a bit of research.


Two admirable things that people from other countries might not appreciate enough about the Dutch system. #1 Children under 18 years of age are insured for free, and #2 every person, regardless of means, has to have access to medical care.


It is your own responsibility to get a health insurance policy from a health insurance provider. Payingit International offers a collective health insurance at reduced rates for its employees.

The insurance package

What is covered by the basic health insurance package? The health care covered by the basic package includes care by general practitioners and specialists, hospital care, and medicines. Your health insurance provider will provide you with more information about the basic coverage, how the costs will be reimbursed, and what health care providers are in their network.

Additional insurance

Would you prefer to have more extensive insurance coverage? You can opt for additional health insurance, and there are plans to meet everyone’s needs. We can assist you with that.

Premium for health insurance

You pay a monthly premium to your health insurance provider for your health insurance. If you use the collective health insurance offered by Payingit, we will deduct the monthly premium from your monthly salary.

Payingit International

To give you a simple and attractive solution, Payingit International offers a collective health insurance at reduced rates for its employees, via HollandZorg ( It is totally up to you whether you elect to take it through us, but we have negotiated an employer discount on basic and additional insurance policies for our employees.


Do you have any further questions, please do not hesitate to contact us.